Frequently Asked Questions
How long will it take to see improvements in my credit score?
It typically takes 3-6 months, but results can vary based on your credit history and the actions taken.
What items can be removed from my credit report?
Items like inaccurate accounts, outdated information, unverifiable debts, and fraudulent activities can often be removed.
How does the credit repair process work?
First, a consultation call is required, during which we’ll guide you on connecting to MyFreeScore.com to retrieve your credit profile. Once we have your credit overview, you’ll choose a service option and make the payment. After payment, we’ll proceed with generating and sending dispute letters to the credit reporting agencies. A $100 monthly maintenance fee covers letter generation, updates, communication with creditors, and mailing costs.
Will you guarantee that my credit score will increase?
While we can’t guarantee a specific score, we can help improve your profile by removing inaccurate items and providing guidance.
What information do I need to provide to get started with credit repair?
You will need to provide your latest state ID or passport, the Affidavit of Truth (given after our consultation call), a utility bill showing your current address, and any documents related to disputed items.
Do I need to continue paying my creditors while my credit is being repaired?
While you may pause payments temporarily, it's crucial to resolve any remaining debts after the credit repair is completed.
How often will I be updated on my progress?
You’ll receive regular updates, usually every 30-35 days, showing the progress made and any changes to your credit report.
Are there any upfront fees for your credit repair services?
We charge an initial service fee, and additional charges, including credit montoring and monthly maintenance.