Capital Solutions
for Every Stage
of Business.

Alternative lending refers to funding solutions that operate outside of traditional banks and credit unions. Instead of requiring strong personal credit, collateral, and years of tax returns, alternative lenders focus primarily on your business revenue and monthly cash flow. The approval process is significantly faster, the requirements are more flexible, and the products are designed around how businesses actually operate.

No. There is no upfront cost and no fee to explore your options. Eastland Business Solutions LLC operates on a success-based model, meaning our fee is paid by the lender only when a deal successfully funds. You never pay out of pocket to find out what you qualify for.

No. Alternative funding products are designed for businesses whose credit profile does not meet traditional bank standards. Most lenders in our network look primarily at your monthly revenue and bank deposit history. A credit score of 600 or above puts you in a strong position, but lower scores may still qualify depending on how strong your revenue is.

To begin the review process we typically need four months of business bank statements, a voided check, a one-page funding application, and basic business information including your legal business name and time in business. We always tell you exactly what is needed before you gather anything.

For most alternative funding products the timeline from initial consultation to funding is three to seven business days depending on how quickly documentation is submitted and how clean your bank statements are. Merchant cash advances can move faster, sometimes within 24 to 48 hours of a complete submission.

A merchant cash advance is not technically a loan. It is a purchase of a portion of your future business revenue. The funder provides you with a lump sum upfront and collects repayment through a fixed percentage of your daily or weekly bank deposits. Because repayment is tied to your revenue, it flexes with your business. When you have a strong week you pay more. When business slows down you pay less.

Not every business qualifies on the first submission and that is completely normal. If you do not qualify we will tell you exactly what the lender flagged, what you would need to strengthen, and what a realistic timeline looks like to reapply. You are never left without a clear next step. A no today does not mean a no permanently.

A direct lender provides the capital themselves. A broker like Eastland Business Solutions LLC works with a network of lenders and presents your profile to multiple funding sources simultaneously. This increases your chances of approval and gives you multiple offers to compare rather than a single take-it-or-leave-it decision from one institution.

Most brokers send your application to whoever approves it fastest without regard for fit. We take a different approach. We review your full business profile first, identify which products actually make sense for your situation, and present you with options that match your revenue, your timeline, and your goals. A consultant who listens first, reviews your actual numbers, and gives you a straight answer about what you qualify for.