For Contractors and Home Service Businesses

Your Business Runs.Your Cash Flow Should Too.

The job's done. The invoice is in. But the money hasn't caught up yet, and your crew still expects to get paid Friday. Answer ten quick questions and find out which funding product fits where your business is right now. No upfront cost. Businesses bringing in $10,000 or more a month are a great fit.

Find My Funding Match Contact Us
$0
Upfront Cost
$10K+
Monthly Revenue
24hr
Fastest Decision
15+
Trades Served

The revenue is real. The business is real. The capital just isn't there when you need it.

The Eastland Difference

What Changes When You
Stop Waiting and Start Moving.

Same business. Same crew. The only difference is having the right funding conversation.

BeforeAfter
Cash Flow
Waiting on a client payment to make payroll
You're checking the bank account every morning, hoping the check clears before Friday.
→
Cash Flow
Payroll covered. Next job funded before it starts
Working capital lands within days of a complete submission, and you keep moving.
Equipment
Turning down work because the equipment costs $40,000
You've got the contracts and the crew. Buying outright would empty your operating account.
→
Equipment
New or used equipment purchased. Cash untouched
Finance the trucks, machines, and trailers you need while your operating account stays put.
Growth
Watching a bigger contract go to a competitor
You had the experience. You just didn't have the materials budget up front.
→
Growth
Materials funded. Contract signed
Capital in place before the job starts, so you can say yes to the work.
Existing Advance
Daily debits draining the account
The advance solved one problem and created another. Never enough left to operate.
→
Existing Advance
One consolidated payment. Room to breathe
We review your position and tell you honestly what's possible.
Funding Options

The Right Capital.
For the Right Moment.

Five alternative funding products, so you're never boxed into one option. We look at your full profile and match you with what actually fits.

No upfront cost. Success based fee paid by the lender.

💼
Most Requested

Business Term Loan

"I need a lump sum I can plan around."
A set amount up front with a defined repayment term. Built for big job expenses or projects with a clear timeline.
Available$5,000 to $250,000
💳
Ongoing Access

Business Line of Credit

"I want capital there when I need it."
Draw as needed and replenish as you pay it back. Move on materials and payroll without reapplying.
Available$1,000 to $50,000
🚜
New or Used

Equipment Financing

"I need equipment without draining cash."
Purchase new or used trucks, machines, tools, and trailers while your working capital stays in place.
AvailableUp to $1,000,000 per piece
⚡
Fastest Access

Merchant Cash Advance

"My revenue is strong. I need it fast."
A purchase of a portion of future revenue, approved mainly on monthly deposits. Payments flex with your sales.
Available$5,000 to $50,000
📄
Invoice Based

Invoice Factoring

"I can't wait 30 to 90 days to get paid."
Get paid on outstanding invoices within 24 to 48 hours. Powerful for commercial jobs and insurance work.
Available$10,000 and up
Not Sure Which Fits?

Let Your Answers Decide

Most contractors don't know which product is right until someone looks at the numbers. The quiz does the first pass for you.
Take the 2 Minute Quiz

Amounts shown are typical ranges. Actual amounts depend on your revenue and business profile.

Find Your Funding Match

Ten Questions.
Your Funding Answer.

Answer ten quick questions about your business and we'll point you to the funding product that fits where you are today.

1
Takes about 2 minutes
Straightforward questions about revenue, timeline, and what you need capital for.
2
Nothing gets shared
Your answers stay on this page. Nothing goes to any lender.
3
A personalized match
Based on the same factors lenders actually look at.
Question 1 of 10
Your Funding Match
How to Reach Us
How It Works

A Clear Path from
Conversation to Capital

Simple. Transparent. No pressure at any step.

1

Take the Quiz

Two minutes to see which product fits your business today.

2

15 Minute Call

Email us to set up a free discovery call. We go over your revenue, timeline, and goals. No fluff.

3

Funding Strategy

We walk you through the right product clearly before you decide anything.

4

Capital in Hand

When you're ready, we handle the submission and keep you updated the whole way.

Industries Served

We Understand
Your Industry.

If you run crews and bring in consistent revenue, we work with your trade.

🏠 Roofing❄️ HVAC⚡ Electrical🔧 Plumbing🌿 Landscaping🪨 Concrete🖌️ Painting🪟 Flooring🚧 Fence🏗️ General Contractor🌳 Tree Service🔨 Restoration🚗 Garage Doors🏊 Pool Service💦 Pressure Washing
Ralph Matchett, founder of Eastland Business Solutions LLC
Credentials
IAPDA Certified Debt Specialist
4 Years Insurance Claims Industry
Worked Alongside 1000s of Contractors
Success Based. Zero Upfront Cost
About Ralph Matchett
I've been on both sides of the table. I've seen what contractors go through in the field, and I have the financial training to understand what that pressure means on paper.

Before I started Eastland, I spent years traveling the country as a licensed Texas insurance adjuster, working catastrophe claims right alongside roofers, plumbers, general contractors, and home service crews. That's where I learned how these businesses really run, and how big the gap can be between finishing a job and getting paid.

The financial side came through my certification as a Certified Debt Specialist with the International Association of Professional Debt Arbitrators. I kept hearing the same story: bills paid, crew showing up, revenue coming in, but nothing left over to take the next contract or cover payroll without stress.

I built this company to be the person who looks at the whole picture and finds the right funding for where your business actually is right now.

Ralph Matchett
Founder, Eastland Business Solutions LLC
FAQ

Questions
Contractors Ask First.

Straight answers before you start the conversation.

Take the Quiz

Alternative lenders focus mainly on your business revenue and monthly cash flow instead of years of tax returns. The process is faster, the requirements are more flexible, and the products are built around how businesses actually operate.

No. There's no upfront cost and no fee to explore your options. Our fee is paid by the lender, and only when a deal funds. You never pay out of pocket to find out what you qualify for.

It depends on the product and your profile. A merchant cash advance is typically based on one to two times your average monthly deposits. Term loans weigh revenue and time in business. Equipment financing follows the value of the equipment. We give you a realistic picture on the call before anything is submitted.

A bank denial doesn't disqualify you. Alternative lenders look at your business differently, mostly at monthly revenue, deposit history, and time in business. Plenty of our clients were declined by a bank and funded through an alternative product.

Merchant cash advances can fund within 24 to 72 hours of a complete submission. Invoice factoring can fund within 24 to 48 hours. Term loans usually take 3 to 7 business days, and equipment financing 5 to 10. We'll give you a realistic timeline before you apply.

Sometimes. Some lenders will fund alongside an existing advance if your revenue supports it, others require a payoff first, and consolidation may be an option. We review your full situation and tell you honestly what's realistic.

Usually four months of business bank statements, a voided check, a one page application, and basic business info like your legal name and time in business. We'll tell you exactly what's needed before you gather anything.

A lot of brokers send your file to whoever approves fastest. We review your full profile first and only bring you options that match your revenue, timeline, and goals. And you're working with someone who spent over four years in the field alongside businesses like yours.

We'll tell you exactly what the lender flagged, what to strengthen, and a realistic timeline to try again. A no today doesn't mean a no forever, and you're never left without a next step.

Free Discovery Call

15 Minutes.
A Clear Picture of Your Options.

No pressure. No obligation. Just an honest conversation about your business, your revenue, and what funding may be available to you right now.

What happens on the call: We review your business profile, figure out which products make sense, and give you clear next steps. No pressure to move forward on anything.

Get in Touch

Send us an email with your name, business name, and what you need capital for. We'll reply to set up your free 15 minute discovery call.

✉️
⏱️
Discovery Call
Free, 15 minutes, no obligation
📈
Minimum Revenue
$10,000 or more per month
🌐
Website
www.eastlandbusinesssolutions.com
Take the QuizContact Us